Terms & Conditions
Last updated: 4 August 2026
These terms govern your use of Thinkio (“we”, “us”), available at thinkio.in. By creating an account or making a payment you agree to them.
1. What Thinkio provides
Thinkio generates AI-assisted business research drafts — structured briefs, scoring, cost estimates, regulatory checklists and go-to-market plans — based on the information you supply. Output is a starting point for your own diligence, not a professional opinion.
2. No professional advice
Nothing on Thinkio is legal, financial, taxation, investment, medical or regulatory advice. Costs, timelines, licence requirements and benchmarks are directional estimates that change over time and by location, and may be incomplete or wrong. You must independently verify every material fact with a qualified professional and the relevant government authority before spending money or making commitments.
3. Accounts
You must provide a valid email address and mobile number, keep your credentials secure, and use one account per person. We may suspend accounts that abuse the service, create duplicate identities, or attempt to bypass usage limits.
4. Plans, payments and access
Prices are shown in Indian Rupees and processed by Razorpay. A one-off report purchase unlocks a single report. Monthly plans grant a reports allowance for the billing period and do not carry unused reports forward. Access is granted once payment is confirmed by the payment gateway.
5. Acceptable use
Do not use Thinkio to plan or facilitate anything unlawful, to generate content that infringes third-party rights, or to resell reports as your own certified advisory product. Automated scraping of the service is not permitted.
6. Intellectual property
You own the idea inputs you submit and the report generated for you. We retain all rights in the Thinkio platform, prompts, templates and methodology.
7. Limitation of liability
To the maximum extent permitted by law, our total liability for any claim relating to the service is limited to the amount you paid us in the three months preceding the claim. We are not liable for business losses, lost profits or decisions taken on the basis of a report.
8. Changes and governing law
We may update these terms; continued use means acceptance. These terms are governed by the laws of India, with exclusive jurisdiction in the courts of Hyderabad, Telangana.
9. Contact
Questions: support@thinkio.in